Connect with up to five refinance lenders
Tell us about your home and refinance goals. We'll connect you with up to five participating refinance lenders that may contact you to discuss options. Our matching service is free, with no obligation, and we do not run your credit.
Lender availability varies by location and other criteria. A match is not guaranteed. This is a request to connect with lenders, not a loan application, approval, or rate quote.
Participating lenders
We connect you with participating refinance lenders
We use your inquiry details to identify up to 5 participating refinance lenders that may serve your area. The number available varies by location and other criteria, and a match is not guaranteed. We only work with lenders whose identities and service areas have been verified.
Refinance matching is not available in your area yet
We only work with participating refinance lenders whose identities and service areas have been verified. When matching is available for your area, we'll use your inquiry details to identify up to 5 lenders that may serve you. You can join the waitlist below to be notified when matching becomes available.
Refinance matching and automated outreach are not available yet. No inquiry is transmitted to any lender until verified participating lenders, approved consent language, durable storage, and routing are all in place.
Why use Home Refi Match
One request, multiple participating refinance lenders
Instead of contacting lenders one at a time, submit a single request and we'll connect you with up to five participating refinance lenders that may serve your area. They may contact you to discuss refinance options. Our service is free, with no obligation, and we do not run your credit.
Tell us your goals
Answer a few questions about your home and current mortgage. We use your inquiry details to identify participating refinance lenders that may serve your area.
We identify lenders
We identify up to five participating refinance lenders that may serve your area. The number available varies by location and criteria, and a match is not guaranteed.
Lenders may contact you
Matched lenders may reach out to discuss refinance options. They determine eligibility, rates, fees, and approval. You're never obligated to move forward.
Home Refi Match is a digital marketplace, not a lender. We do not make credit decisions, issue loans, negotiate loan terms, or provide rate quotes.
Refinance comparison
Estimate a refinance scenario
This educational tool estimates principal and interest only. It excludes property taxes, homeowners insurance, HOA fees, and mortgage insurance, so your full monthly payment will be higher. All rates are assumptions you enter — not available offers.
Estimated monthly payment difference
−$122/mo
Estimated savings vs. your current payment
- Current P&I payment
- $1,896
- New P&I payment
- $1,775
- New loan amount
- $300,000
- Current remaining interest
- $382,633
- New total interest
- $338,861
- Interest difference
- −$43,773
Estimated break-even
About 42 months of payment savings to recoup $5,000 in closing costs. This is a simple estimate and ignores taxes, insurance, and time value of money.
Estimate only. Excludes taxes, insurance, HOA fees, and mortgage insurance. Does not include cash-out refinancing. Not a rate quote, loan offer, or approval.
Find refinance lendersHow it works
Three steps to connect with refinance lenders
This is a request to connect with participating refinance lenders — not a loan application, approval, or rate quote. No spam, no obligation, and we never run your credit.
Tell us your refinance goals
Answer questions about your existing home and current mortgage. We use your inquiry details to identify participating refinance lenders that may serve your area.
We identify participating lenders
We use your inquiry details to identify up to five participating refinance lenders that may serve your area. The number available varies by location and other criteria, and a match is not guaranteed.
Discuss your options directly
Matched lenders may contact you about refinance options. They determine eligibility, rates, fees, and approval. There's no obligation, and we never run your credit.
Find refinance lenders
Answer a few questions about your home and current mortgage. We'll use your inquiry details to identify participating refinance lenders that may serve your area. This is a request to connect with lenders — not a loan application, approval, or rate quote.